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A Mortgage payment option allows the complete flexibility to decide, every month, which of four mortgage payments you would like to do.
This program is ideal for anyone who has fluctuating income such as self-employed. Pay Option is also an excellent choice if you are looking to buy a new home and want the lowest possible monthly payment, or simply just want to lower your existing mortgage payment.
The mortgage payment option is a product relatively new that allows four payment options each month.
1. 15 years to pay off your loan payment faster and build equity as well as save thousands of dollars in interest
2. 30 year payment-This option will let you know how much to pay to have your home free and clear in the standard thirty years
3. Interest Only Option: This option allows you to pay only the interest portion of your monthly payment so you can increase cash flow Monthly
4. 1% Minimum payment-This option allows you to pay your mortgage at a rate of 1% interest for maximum savings
The Mortgage Option payment is the absolute best adjustable mortgage product available today. It has built in features that protect Typical concerns associated with adjustable rate mortgage.
One is the fact that your payment can not increase more than 7.5% over the previous year during the first five years. Another gives the option to convert to a fixed rate mortgage after the first three years. With these features in place you can rest easy with your new adjustable mortgage.
Here is an example of what a mortgage payment option for you to
Estimated Current Monthly Payment – $ 1663.26
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